These external resources can help investors learn more about investing:

• BetterInvesting – BetterInvesting (formerly NAIC) is a non-profit organization providing investment information, education, and support that empowers members to become successful, lifetime investors. SAP is a corporate member of BetterInvesting and presents at various BetterInvesting conferences.
• New York Stock Exchange – The New York Stock Exchange (NYSE) is the world's leading equities market. On an average day, 1.46 billion shares, valued at $46.1 billion, trade on the NYSE. SAP shares have been listed on the NYSE since 1998 in the form of American depositary receipts (ADRs).
• Securities and Exchange Commission – The U.S. Securities and Exchange Commission (SEC) is a regulatory agency that administers federal securities laws. Publicly held companies are required to file disclosures with the SEC, including quarterly and annual filings (Forms 10-Q and 10-K), proxy materials sent to shareholders before an annual meeting, and annual reports to shareholders.